Given the long history of computer security, there doesn't seem to be a very strong correlation between "smart person believes code X is secure" and "code X is secure".
Of course, you can inspect the code that keeps your bank account safe. It's not source code, it's legal code. In particular the FDIC is a pretty well understood institution. It has been around 81 years this point, and despite many bank failures, it has never failed to make good on its guarantees. Consumer finance regulations are also publicly available and well tested.
Of course, you can inspect the code that keeps your bank account safe. It's not source code, it's legal code. In particular the FDIC is a pretty well understood institution. It has been around 81 years this point, and despite many bank failures, it has never failed to make good on its guarantees. Consumer finance regulations are also publicly available and well tested.