I don't understand breached retailers offering "identity theft and credit monitoring solutions" just because CC data was leaked. The big winners are Equifax/Experian/Transunion and "security companies" who now get to sell Michael's, Target, etc. multiple millions of dollars in services that just hurt their bottom line and/or increase prices for consumers.
It's not like Michael's and Target, both of which I shop at, have the magic "shared secret" of SSN, address, and DOB. It's just a credit card. Worst case scenario, some transactions show up that I didn't authorize, and I report it. Credit card fraud is not the same as "identity theft"!
It's not like Michael's and Target, both of which I shop at, have the magic "shared secret" of SSN, address, and DOB. It's just a credit card. Worst case scenario, some transactions show up that I didn't authorize, and I report it. Credit card fraud is not the same as "identity theft"!