This is a fair point of view, and I kind of agree with it, but you overlook a very important question: Is he setting all the goalposts?
If the 'goalposts' are 'live in a studio apartment, pay for health/dental care, have heat and light and hot water', and the costs of THAT keep going up, what is he supposed to do about that? Will he be happier and better off if he gets an inferior health plan to save money? Obviously not.
> If the 'goalposts' are 'live in a studio apartment, pay for health/dental care, have heat and light and hot water', and the costs of THAT keep going up, what is he supposed to do about that?
That's a very good point. If the world changes under your feet and makes it impossible to live with the quality of life you had or were aiming to have, I think your only option is to adjust your internal thinking so that you don't become unhappy.
If the 'goalposts' are 'live in a studio apartment, pay for health/dental care, have heat and light and hot water', and the costs of THAT keep going up, what is he supposed to do about that? Will he be happier and better off if he gets an inferior health plan to save money? Obviously not.