Identity shouldn’t be tied to a private institution that requires you to have a bank account to login.
Two of the well-used solutions to identity in the U.S. are login.gov (government-managed) and id.me (private, but used by government). Basically to get setup, at some point you have to have physical presence to get an actual government-approved physical ID, which can still be a barrier to some, but it doesn’t require a bank account.
Just don’t implement your own like Discourse and Tea.app.
>Identity shouldn’t be tied to a private institution
This right here. Just look at what happened with visa/mastercard this week, private institutions can and will cave to special interest groups advocating to block access to legal content.
Whether it’s a government controlled or private identity provider which can or has to provide data to the government, in the end it’s still the perfect way to control what people do online. It’s age restricted stuff at first, but can just as well be applied to any store or social media. Not so eager to express your dissent if it has your name stapled to it.
> Just don’t implement your own like Discourse and Tea.app.
FWIW discord did not implement their own (sensibly), but since the british government does not provide this service it basically mandates possibly dodgy middlemen.
Two of the well-used solutions to identity in the U.S. are login.gov (government-managed) and id.me (private, but used by government). Basically to get setup, at some point you have to have physical presence to get an actual government-approved physical ID, which can still be a barrier to some, but it doesn’t require a bank account.
Just don’t implement your own like Discourse and Tea.app.