LocalMonero just shot down. And it was a p2p XMR marketplace. Right now there's no sensible way to trade XMR to FIAT easily without your government knowing.
If the US really squeezes those cryptos they will die promptly.
XMR -> other crypto -> fiat. Send your Monero around a few wallets and the government will know you have Monero but not the origin. There are probably alternatives to LocalMonero WIP
Because like damn, that is one hell of a risky bet to hedge your savings on.