Merchant definitely needed to be able to adjust price depending on the fees.
Visa and Mastercard are mentionned, but Amex is also egregious to the point some merchant hide the support (bo amex logo or sticker anywhere) to only server customers who insist on using an Amex.
With more latitude, I Think everyone wins: the merchant can set amex prices 4% or more higher, customers get to decide if they really want to pay extra, and everyone else has cheaper prices [0]
And I'd personally still pay for the convenience tax to use a Visa/Mastercard card TBH.
[0] even if prices stays the same, more money going to the merchant would still be a win in my book. It's the actual entity providing me something, and arguably I'm choosing to pay them and am fine with them staying in business.
Visa and Mastercard are mentionned, but Amex is also egregious to the point some merchant hide the support (bo amex logo or sticker anywhere) to only server customers who insist on using an Amex.
With more latitude, I Think everyone wins: the merchant can set amex prices 4% or more higher, customers get to decide if they really want to pay extra, and everyone else has cheaper prices [0]
And I'd personally still pay for the convenience tax to use a Visa/Mastercard card TBH.
[0] even if prices stays the same, more money going to the merchant would still be a win in my book. It's the actual entity providing me something, and arguably I'm choosing to pay them and am fine with them staying in business.