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https://www.investopedia.com/terms/f/fractionalreservebankin...

"The fractional reserve banking process creates money that is inserted into the economy. When you deposit that $2,000, your bank might lend 90% of it to other customers, along with 90% from five other customers' accounts. This creates enough capital to finance $9,000 in loans."

https://www.investopedia.com/ask/answers/09/gold-standard.as...

"The gold standard is a monetary system where a country's currency or paper money has a value directly linked to gold. With the gold standard, countries agreed to convert paper money into a fixed amount of gold."

I was talking about how fiat came to be, not the Fed



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