That is just exceptionalism. People view floods and fire as natural events even when they are directly caused by humans. Risk is risk. Insurance and regulations on energy production should be technology neutral. If technology X put $100 risk on society per 1TW/h, and a regulation targeting them reduces that to $1 per 1TW/h, then what technology X is doesn't matter. It is a risk that is carried by society and society has a responsibility to protect itself by balancing the benefit of risk reducing regulations with potential drawbacks.
Who is the primary owners in a power company matter very little. In many countries, especially in EU, the government tend to be the majority owners in power companies operating nuclear power plants. It doesn't change the risk factors.
Also I would never blame victims of flooding or wildfires. People who choose to live downstream of a hydro power dam, or chooses to live in areas with high risk of wild fires, has just as much power as people who choose to live next to a nuclear power station. If operators of dangerous and critical infrastructure do a bad job then the blame tree start with the owners and trickles down to each leaf.
The point you seem to be missing is that Oroville Dam would still have been created even if it didn’t have hydroelectric generation. The risk from adding hydroelectric generation to a dam you where going to create anyway is effectively zero.
People have been making dams for quite literally thousands of years before we discovered AC electricity. They are useful structures to ensure water security and reduce damage and deaths from regular flooding. So yes the Marib Dam for example produces electricity and it’s failure would pose a risk, but it’s on the same location people a dam failed all the way back in 575 and there is evidence of earlier dams in that location going back to 1750 BC.
Who is the primary owners in a power company matter very little. In many countries, especially in EU, the government tend to be the majority owners in power companies operating nuclear power plants. It doesn't change the risk factors.
Also I would never blame victims of flooding or wildfires. People who choose to live downstream of a hydro power dam, or chooses to live in areas with high risk of wild fires, has just as much power as people who choose to live next to a nuclear power station. If operators of dangerous and critical infrastructure do a bad job then the blame tree start with the owners and trickles down to each leaf.