And about redundancy ? geographical redundancy ? With (major) cloud providers, your data is stored in multiple geographically separate data centers, meaning even if a data center burns down, your data is still available, and redundancy hastily being restored.
How about malware protection ? Most (major) cloud providers offer n days of x versions (OneDrive is 30 days worth of unlimited versions), so if your files end up as encrypted garbage, you can simply roll back to an earlier version. Unless your home server is airgapped, that could still apply to you.
You're probably also lacking in redundancy with power and internet (though if only available on the LAN that's not a problem), as well as fire protection/prevention as well as flood protection.
How about malware protection ? Most (major) cloud providers offer n days of x versions (OneDrive is 30 days worth of unlimited versions), so if your files end up as encrypted garbage, you can simply roll back to an earlier version. Unless your home server is airgapped, that could still apply to you.
You're probably also lacking in redundancy with power and internet (though if only available on the LAN that's not a problem), as well as fire protection/prevention as well as flood protection.