More or less the right idea. There are actually two fields at play here. The electromagnetic field and the electron field. The electron field gets quantised into electrons and the electromagnetic field quantised to photons. The electron field and the electromagnetic field are fundamentally separate fields, but they do interact. Any particle field with a charge can interact with the electromagnetic field. It's the charge that the electron field carries that "leaves a wake" in the electromagnetic field. In this sense photons are no more partial electrons than they are partial protons.
In an atom, the electron state energy comes from the electric potential energy due to the electron's charge sitting in the electric field produced by the nucleus. The further out the charge is, the higher the potential energy (and hence the lower the binding energy). This is distinct from the electron amplitude. The electron amplitude is essentially how much electron is present at a point, and lowering it violates conservation laws (lepton number, mass, charge).
In an atom, the electron state energy comes from the electric potential energy due to the electron's charge sitting in the electric field produced by the nucleus. The further out the charge is, the higher the potential energy (and hence the lower the binding energy). This is distinct from the electron amplitude. The electron amplitude is essentially how much electron is present at a point, and lowering it violates conservation laws (lepton number, mass, charge).