That's a pretty healthy salary in most parts of the US as well. I'm still young and make around $5k/mo USD before taxes as a web developer in Texas. Take home is around $4.4k
My SO and I have $30k left of student loans to pay off and then we're throwing our entire salary at buying a house before our city becomes even more expensive. We're hoping to be able to buy that house before the end of 2021.
Luckily we aren't in Austin or we'd be screwed already, but many parts of our city are already too expensive to own property in unless you're making $200k/yr or if you're comfortable leveraging more of your salary towards housing.
Now, we could move and I could keep my salary since I work for a fully remote company, but my SO's job is here in the city and she wouldn't make the same salary in a smaller market. We'd also be leaving our friends/family just to save some money on housing costs so the benefits aren't really worth it. It's dumb to have a really nice house in the middle of nowhere if we don't have visitors to share and enjoy it with.
So even with my healthy salary in a lower cost of living city, we're still struggling to get ahead due to student loan debt, healthcare costs, and housing costs. I would love to move to Europe and even take a slight pay cut to live in a more cohesive society, but from what I've researched, getting a visa without having $$$ in assets is difficult.
Idk where that was all going, but thanks for listening :)
Getting a visa and work permit for a programming job is pretty easy in many European countries once you have the job offer. There are coders from all over the world working in places like Berlin and Amsterdam.