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I think the most important skill is learning how to gain access to zero-interest loans from the Federal Reserve.

This skill allows you to lend to your buddies who can purchase distressed businesses and properties for pennies on the dollar, which gives you and them the opportunity to make billions in profits while everybody else is suffering.

I’m still trying to learn how to do this; if anybody has any information about what’s required, please reply.



> This skill allows you to purchase distressed businesses and properties for pennies on the dollar

Banks aren’t net purchasers of assets in downturns. (If anything, they tend to shed risk-weighted assets.)

Non-bank financial firms, who have access to cheap financing, but NOT to Fed funding, are the asset accumulators. They go into crises with cash or credit lines. (And tend to be net financiers to banks in crises. Banks go into crises levered. If you depend on bank financing in a crisis, you’re screwed.)


Thanks; I updated the comment.


Another option is to get massive zero-interest loans that the government will forgive later. That way you don’t have to go through the performance of buying a company, you can just pocket the cash.


We will need negative interest loans, not just 0 interest to buy overpriced assets such as real estate.


Or get a loan from an Indian bank. The interest rate doesn't matter since you don't have to pay the loan back :)

There were some high profile cases of people taking millions of dollars of loans and running away (search for Neerav Modi, Mehul Choksi) so I am not making this up.


You should be looking at borrowing from a bank. The Fed does not lend to individuals.


So step one is "found a bank"?


Now might be a good time to take another look at public banking: https://www.publicbankinginstitute.org/


You know what would be interesting? A Y Combinator or Hacker News bank. That would be interesting, but in reality probably extremely hard to realise... Still a fun and interesting idea to occupy your mind in this times of solitude.


It is incredibly hard to get a banking license. Easier to buy an existing bank. Banking regulators are also biased as to the type of banks they want to support, making it difficult to stand up a narrow bank.

Consider finding opportunities to extract value from the existing banking system to achieve similar end goals. Maybe the Fed will lend to you if you can provide collateral they typically wouldn’t consider high enough quality? (Google “primary dealer lending facility”)


> You know what would be interesting? A Y Combinator or Hacker News bank

DKSB - Dunning-Kruger State Bank


Like founding a bank instead of robbing one?


"The Best Way to Rob a Bank is to Own One" - https://www.amazon.com/Best-Way-Rob-Bank-Own/dp/0292754183


which gives you the opportunity to make billions in profits while everybody else is suffering.

And hopefully utilize those profits to help fewer suffer.


You should do stand up comedy.


And write book reviews explaining why the world will suffer a lot less if only more plebs will fall in line with your view of what is best for them.


This is what Gates is doing now, and I appreciate his choice, he's doing really great things now.


Yeah, like helping sponsor and organize Event 201, a global novel coronavirus pandemic simulation, just a few weeks before the actual coronavirus began last year.

And, now that that exact pandemic is underway, he’s kind enough to offer us ID2020[2], which he has been working on for some time now, coincidentally just in time for the pandemic; invisible tattoos so that our vaccination status can be tracked, to help prevent those who don’t want to take part in this scheme from having access to business resources, etc.

It’s funny; it’s almost as if Bill Gates can see the future. He really is amazing.

1. http://www.centerforhealthsecurity.org/event201/

2. http://id2020.org/


Lol. +1


I hope this is sarcasm, I hope people aren't actually as cynical as this.


I hope you’re not as optimistic as that.

GM lost the American taxpayers north of $10MMM. That was enough to purchase over 500,000 vehicles at the time. 500 fucking thousand vehicles. That’s just the amount of money that they lost us with their “good Bank bad Bank” style IP-related scam. Do you think this is not reason enough to be cynical during financial crises?


what is $10MMM? that doesn't exist


M is "thousand". MM is "thousand thousand", which is "million", and a fairly common shorthand. I haven't really seen it, but its pretty clear then that MMM is meant to be "thousand thousand thousand", i.e., billion.


You could have also written it as "$10B" and 100% of people would have understood what you're talking about without an explanation.

Why didn't you write 500M cars as well? Could it be that it's a stupid convention?


I guess you are blind to how your comment comes across:

> which gives you and them the opportunity to make billions in profits while everybody else is suffering.

Strikes me as shitty attitude, "here's how you can profit from everyone's dire situation".




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