To make a counterpoint, a 401k match is very enticing and important. You're literally matching dollar for dollar up to a certain percentage which really adds up the younger you get into it. Starting a 401k at 22 is EXACTLY the right time to do so and waiting 10 years to start could mean you've lost out on a huge chunk of money that can further propel what you put in later.
Granted, you could be the next Google/Facebook... whatever, but the smart odds are generally on the safe company with the better overall package. I bet that company also doesn't require working weekends (something most employees would rather not).
Granted, you could be the next Google/Facebook... whatever, but the smart odds are generally on the safe company with the better overall package. I bet that company also doesn't require working weekends (something most employees would rather not).