You have probably the cheapest insurance in the US. Realistically, that number is going to be double and that's for state minimum coverage for a low risk driver. At that point, you're self insuring quite a bit and you should add that in.
As others have noted, your repairs probably don't even cover basic maintenance like battery, oil changes, or fluids.
You don't have registration/sales tax in your value of the car.
Do you ever pay for parking or a car wash?
You should probably also add in any taxi or Uber/Lyft rides you already take to get a total transportation cost.
>You have probably the cheapest insurance in the US.
I don't think so, it's just a cheap car. It is well above state minimums (I think minimums are 25k/50k and it's 100k/300k). It includes comprehensive coverage but with a $2k deductible (mostly just useful for rental cars since $2k deductible is most of the value of the car). It has been as low as $20/month in the past.
>As others have noted, your repairs probably don't even cover basic maintenance like battery, oil changes, or fluids.
I specifically mentioned that they did.
>You don't have registration/sales tax in your value of the car.
Ah that's true, that adds about $20/month with emissions testing too.
>Do you ever pay for parking or a car wash?
Fair point, but that's less than $2/month on average.
>I don't think so, it's just a cheap car. It is well above state minimums (I think minimums are 25k/50k and it's 100k/300k). It includes comprehensive coverage but with a $2k deductible (mostly just useful for rental cars since $2k deductible is most of the value of the car). It has been as low as $20/month in the past.
That's crazy cheap. The cheapest I could find for state minimum in Georgia was $60 and that was answering the questions as a perfect driver.
>I specifically mentioned that they did.
But the numbers don't add up. There's no way you spent just $300 in 60,000 miles on maintenance. Oil changes alone would be $300ish. It should also be a brake job, new tires, and things like new wipers. On top of that you replaced an alternator, battery, and a belt change?
>That's crazy cheap. The cheapest I could find for state minimum in Georgia was $60 and that was answering the questions as a perfect driver.
Hm maybe it's just cheaper in Arizona for some reason then. Could definitely see a significant difference in state regulations causing that.
Oh shit I forgot about tires, you're right I was missing some things. Better numbers look like this I think:
Battery: $100
Belt: $20
Alternator: $170
Coolant: $20
Windshield washer fluid: $5
Air filter: $10
Tires: $500
1x Wiper blade: $20
4x oil replacements (I replaced when oil looked discolored, not at 7k miles): $100 ($25/each)
No brake job yet, but that's probably coming soon...
Total: $845
Lack of rain/snow/salt on roads probably reduces maintenance costs by a lot in regions like this, so national averages might be higher.
So after both adjustment my numbers are probably closer to $200/month, and I'll accept that's probably an outlier and $300/month is a reasonable estimate for a cheap car.
As others have noted, your repairs probably don't even cover basic maintenance like battery, oil changes, or fluids.
You don't have registration/sales tax in your value of the car.
Do you ever pay for parking or a car wash?
You should probably also add in any taxi or Uber/Lyft rides you already take to get a total transportation cost.