This is the law which regulates such things, and the law makes no difference between any payment service (ie credit or debit), when it comes to unauthorized use, see chapter 5:
You're linking to a completely different and irrelevant law regarding consumer credits.
The law 2018:175, which I previously linked to, is crystal clear and protects consumers against unauthorized use of their digital payment means, including but not limited to all types of card transactions. Otherwise, please let me know which chapter excludes debit cards.
Even bank transactions are protected by this law. And it has been all the way to the supreme court, which ruled in favour of the fraud victim against the bank. The victim had voluntarily handed over their digital banking credentials to scammers, and the bank refused to reimburse the stolen money. However, the supreme court ruled that the bank was indeed bound by law to reimburse the money:
But even so, if the law is not enough and if the supreme court ruling is not enough for you, then at least empirical evidence should be enough? Just ask around with family and friends and you'll find at least a few people who have been the victims of having their debit card stolen or cloned. They will let you know that the bank returned their money swiftly.
Not the OP, but walking may not be feasible. Sometimes the only connection is a road dangerous for pedestrians. Freezing or scorching or rainy weather is another problem.
4 min, rounded down by my navigation app, covering most of the distance on a clear road with a 60mph speed limit. I think half an hour+ walk each way. It was dark and raining when I went to pick her up which is another consideration.
To be fair in this case the big problem with the bus was probably that to go a small way around the edge of town she would have needed to take a bus into town and another one out again.
> Now be a frail 70 year old in the winter (+2°C and rain).
Health insurance? Are you sure you are talking about welfare states and not America? Which welfare state has expensive education and health insurances?
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