I use it daily and it never crashed. How long ago was this?
I am a big fan of DuckDB. Plow through hundrets of GB of logs on a 5 year old linux laptop - no problem.
it's not the focus or very performant but you can have it spill to disk if you run out of memory. I wouldn't suggest building a solution based on this approach though; the sweet-spot is memory-constrained.
This looks cool and it hits a niche. There are suprisingly few good IDEs for DB work. I use DuckDB a lot for analytics tasks mostly in DataGrip but its not great. The alternatives like DBeaver are ok but not that great as well.
This is awesome! I wish there was sth similar for Europe! In Germany you have to go to a morgage broker and trust that his self-interest is aligned with yours :D
I pay a below 1% fixed rate for a 20 years mortgage since 4 years ago here in Belgium
I went to a mortgage broker first who offered me worse tho not necessarily bad rates with other banks as an option. The 2 best options I found were not on his roster.
The mortgage broker did say he preferred not taking insurance discounts as those insurance cost could go up up to a maximum and couldn't then be renegotiated separately.
But so far it's been better for me and of course that broker would also have negotiated the separate insurance and gotten his cut.
The current rate in France is more or less 3.2% for 25 years. It's better than the rates we see on this page but as someone who bought at a rate of 1% (1.75% real rate, something like that) I strongly advise people not to have a 33% debt ratio.
This is the max allowed by banks but it's a huge risk compared to renting which is basically risk-free. Buying something less expensive to have a smaller debt ratio may be better than renting.
ps: comparing rates alone isn't fair because Europe has a lot more taxes
Thanks for the link but thats not really the same. They are just giving you indications and then you have to sign up. I would like to see more concrete numbers per bank. Maybe there are not many factors that influence the rate?
The dashboard in this hackernews story also provides indications. In both cases what you see is the "normal" rate. If you go to any of these credit unions and your credit score is too low for example, you will get a different rate.
I have been working on https://easymiet.eu/
It is specific to the German rental market. Basically if you want to rent an appartment in Germany most landlords require you to fill out a non-standardized self-disclosure form. That can be annoying to the landlord because especially in larger cities you might have a couple of hundret applicants and it is also annoying to the possible renter since they have to fill out the same information for every apartment they apply for.
This is where easymiet comes in. As a landlord you can generate a viewing, shared it through QR or a link. Interested renters can apply using their profile. It also has a application approve and dismissal workflow automatically sending emails to the applicant.
My plan was to monitize it selling applicants the ability to add more info to their profile like a picture or relevant documents. However so far I haven't been able to generate much interest.
The tech stack is Next JS with BetterAuth, Drizzle and Postgres. It is hosted on a Hetzner VPS using Kamal ( wrote a blogpost about that if you are interested: https://markow.dev/blog/complex-next-js-app-kamal )
Quick feedback:
looks way too empty for me to look real. Could also just be a scam. Also: why would I as an applicant add more data for money? The landlord has the benefit, they should pay for that.
> Wir sind nicht bereit oder verpflichtet, an Streitbeilegungsverfahren vor einer Verbraucherschlichtungsstelle teilzunehmen.
To be fair, the thread is called "What are you working on", so it's by definition work-in-progress.
> Also: why would I as an applicant add more data for money? The landlord has the benefit, they should pay for that.
In many hot rental markets (My experience mostly with Berlin), you are mostly not in a position to say "the landlord should pay that" and everyone is desperate to supply the best, most complete and most convincing documents even if it feels bad to fork over that much personal data to a random stranger on a platform.
