I didn't think that much. I just chose 7 because I wanted to choose I high number, but anything higher then 7 would have been to high.

I agree 100%. It's better to be silent and thought a fool, then to speak and remove all doubt.

"A lot of times people have trouble translating percentages into real numbers. She had also been wronged by being charged 5% more than she should have.

However if she had thought this decision out in the terms that we just have, I doubt she still gets that refund."

Hindsight is always 20 20. Still once you here someone say they have to get a manager involved you know it's going to take at least a few minutes.

Sure, but by that time she had already committed to getting her money back. People don't constantly re-evaluate their decisions as new information comes in. They're not machines.

>our insurance company would overcharge us by $20 for every single pre-natal checkup

I think I would do the same in your situation because it's multiple occurrences.

I agree with you, but $0.37 ins't going to be the difference between losing your house and not. And if it is there are lots of things you can do in 15 minutes that will earn you a lot more than that.

You could save $300 or more on car insurance. (I'm sorry I just had to)