I did my tax return with CreditKarma and TaxAct. They came out almost identical. I filed with CreditKarma because it was free. They basically worked the same. It only took me about 10 extra minutes.
It also saved me about 1k since I had done my property taxes wrong. All in all I would say that CreditKarma was worth doing and I would use them again as long as they are free.
Side Note: I have used TurboTax and TaxAct in the past.
I can't agree with you more. I go hiking a lot and have gotten tick bites. There is nothing worse than having to schedule an appointment and going to the doctor just to have something simple done. Biggest waste of time, vacation/sick days and all to do something that is so easy.
Don't know who downvoted you but I absolutely agree. I have a few homes that I help rent with and having a good tenant is high above and away better than having a bad tenant pay more money. Just the cost alone in time is worth giving a good tenant cheaper rent.
I think the normal reasoning is that higher rent filters out the bad tenants (statistically). But once you have a good tenant then you probably don't want to raise the rent unless they move out and you're seeking a new one.
Another way to screen out bad tenants is to offer zero deposit for high credit score applicants. Several large apartment buildings in my city (DC) do this, and the buildings are full of professionals.
It is totally legal to refuse to rent to people with low credit scores, so that's an option too. Just keep the standard consistent no matter who your applicant is and have a standard criteria to keep everything both fair and legal.
You probably can also charge a larger than average security deposit to weed out the people with cashflow problems. Most states have a cap on amount of security deposit collected, I know here it is twice the monthly rent if under 60. Otherwise the cap is one month's rent.
Here's the rub: You usually gotta have a great place to rent that attract such tenants.
DISCLAIMER: I am not a landlord but I am considering becoming one. Yes, I FULLY know the risks, my parents were landlords for over a decade. So I know exactly what NOT to do as they only made pennies. My grandparents are also landlords and make plenty of money on their rental properties, so I have a positive model as well as a negative one. :)
You probably know this, but for the sake of anyone else reading, your home state probably offers a brochure on how to be a landlord, including what rights you must enforce. It's essential if you ever get a bad tenant. Plus, find a real estate lawyer to go over your lease and whom you can go to in trouble comes up.
Thank you! HN front page with a buggy site feels like coming to school without your homework. But as Reid Hoffman (LinkedIn founder) once said, "If you are not embarrassed by the first version of your product, you’ve launched too late"
This is a really interesting idea. I work a lot with desktop tools and am thinking of making a little timer which does something similar and makes tracks which I am doing which could "Yell" at me if I am doing thing on a "ban" list. I like the simplicity of the browser page.
I have never used webflow, but it seems to me that you could create a project and then when you are happy with it, you could "export" the site. This gives you the css/html/js necessary. Then you could put the site on your own hosting and then cancel your plan. That way you would only pay the months that you are actually using it.
I am also on the $4.99/month plan. From what I can see is that for people already on the plan it stays the same. The article reads that if you are subscriped to a plan you will not be moved. I assume they will keep the $5 because the only difference is no ads vs the free version.
It also saved me about 1k since I had done my property taxes wrong. All in all I would say that CreditKarma was worth doing and I would use them again as long as they are free.
Side Note: I have used TurboTax and TaxAct in the past.