I have multiple friends who have had significant damage to their home solar setups this year alone due to hail and high winds in North Texas.
Some who didn't have hail damage are now having difficulty getting other roof damage repaired because in order for their warranty to be valid they need certain people to remove the panels before other roof work can be done. But those people are massively backed up by all the other people needing panels removed/reinstalled/replaced.
A lot of panels are pretty solid these days. For the friends I had in mind its regular roof damage. High winds tearing up the shingles leading to water ingress inside their homes.
Here is a hail map.
https://solarpower.guide/solar-energy-insights/infographics/...
Here is a rough solar install map
I think it’s not necesarily true that people avoid Solar because of hail, although anecdotally I know a friend who is reluctant for this very reason
That being said, flooding happens very often and yet homes in Houston are not flood proof.
And let’s not get into the whole cheap energy from carbon sources being subsidized